We very strongly recommend travel insurance. Cancelling a trip is no fun, and it’s very expensive. A lot of people have to cancel every year for various and unpredictable reasons. To protect yourself in the event that you have to cancel, trip cancellation and travel insurance is a pretty minor expense and a very good idea.
We always try to be fair to our clients who can’t come, but we do make substantial commitments that can’t always be reversed at the last minute. You’ll have flights and pre and post-trip plans to account for also. So don’t forget this important part of your tour.
For US and Canadian residents, we suggest you compare Travel Guard plans and choose among Essential, Preferred or Deluxe coverage. Travel Guard has worked well for our tour members for years, and is not that expensive – generally between 4-9% of your tour cost, depending on your age, the cost of your trip, and what kind of plan you get. It’s best to buy insurance within 15 days of your initial deposit, which gives you more comprehensive coverage, and the option to buy “cancel for any reason” coverage.
If you are forced to cancel a trip, you can talk to us about rescheduling, or carrying over a portion of your tour cost to a future tour and we’ll do what we can to help. But every year we have clients who regret that they didn’t get insurance, while nobody ever regrets that they did.